Loan Against Property

Loan against property is nothing but a loan which you avail by keeping your commercial/residential property as collateral. Another name for Loan against property is a secured loan. The security in this kind of loan is the property owned by the person applying for the loan. The value of your property decides the amount of potential loan you will be sanctioned. 

 Skyloan financial services provide services loan against property. Skyloan financial services offers customized Property Loan to salaried and self-employed individuals. Loan against property is another name of the mortgage loan and is available for both salaried and self-employed borrowers to help them fulfill their business and personal needs by mortgaging their property.The end use of the loan is not monitored when compared to any other secured loan which generally comes with a specific purpose. In that sense, LAP is any purpose loan, but at the same time secured by the collateral of property.

  

  • 3 Month Salary slip Latest
  • 6 Month salary Bank account
  • Company Appointment Letter
  • Last two year form no. 16
  •  3 Years old Job proof (Old appointment letter, Form no. 16, Reliving letter)
  • Pan card copy and Aadhar card copy (Applicant + Co- Applicant)
  • Resident light bill latest
  • Rent Agreement (If Rented)
  •  If any loan live then welcome letter of all
  • 1 Passport size photo (Applicant + Co- Applicant)
  • Visiting card
  • Office I-card
  • 1 login Cheque (Not more than 5900/-) in Favor of Bank name which will be
    deducted in processing fees
  •  Banakhat copy or Draft sale deed or Booking letter
  • Property Master file copy
  •  3 years ITR with profit and loss amount, balance sheet and statement of
    income (audit report if audited)
  •  12 months current account statement (All account mentioned in Audit report
    and IT return)
  • 12 months saving bank account
  • Office and resident latest light bill and telephone bill and Municipal tax bill
    (Rent agreement if rented)
  •  Pan card copy and Aadhar card copy
  • welcome latter of all current live loans
  •  2 photographs passport size
  • 5 years old business continuity proof (Gumasta/Vat/Excise/Cst/Gst/SSI)
  •  Current year provision P&L and balance sheet
  •  Vat return & GST return of current year
  •  1 login Cheque (Not more than 5900/-) in Favor of Bank name which will be
    deducted in processing fees
  • Banakhat copy or Draft sale deed or Booking letter
  •  Property Master file copy
  •  Builder agreement
  •  Society registration permission letter
  • Society registration certificate
  • Unit plan and Layout Plan
  •  N.A Permission
  •  Permission of construction
  •  Allotment letter
  •  Possession letter
  •  Payment receipts
  •  Share certificate
  •  Agreement with builder
  • Village no. 6
  •  Village no. 7 x 12